STRENGTHENING TECHNICAL TEAMS
This type of mission, also known as "actuarial management," addresses our clients' needs to temporarily strengthen their teams for recurring actuarial tasks or to assist with development projects or specific studies.
The regulatory environment, evolving accounting standards (IFRS 17) and prudential standards (Solvency II), as well as the financial market context and competitive challenges, increase the need for actuarial work.
In this context, Actuelia prioritizes a cross-disciplinary and interdisciplinary approach to meet the specific needs of insurance stakeholders, where accounting, financial, and actuarial issues are closely intertwined.
Actuelia operates in all areas of actuarial work: product actuarial, portfolio monitoring, quantitative risk management, modeling, regulatory production, and optimization.
1
Product Actuarial
Actuelia supports insurance companies and mutuals in their product development strategy. In this context, Actuelia conducts market studies, designs insurance products, and carries out pricing, rate revisions, and segmentation tasks. Actuelia also develops business plans, relying in particular on profitability studies. Our teams define portfolio monitoring indicators and can assist our clients in obtaining approvals.
2
Portfolio Monitoring
To improve underwriting risk management and control, Actuelia performs portfolio monitoring tasks: internal monitoring to optimize tariff and guarantee adjustments. Additionally, inventory work for accounting and evaluations required by prudential (Solvency II) and accounting regulations (preparation for the implementation of IFRS 17) is conducted, considering the implications for financial communication.
3
Modeling
In a personalized and structured approach, Actuelia undertakes modeling work either to meet regulatory requirements (e.g., cash flow projections for Solvency II and IFRS 17) or to improve risk management. Our teams design strategic investment allocation models, ORSA models, USP models, and model risk transfer solutions. Actuelia ensures that its models are easily adopted by internal teams for continuity and efficiency.
4
Quantitative Risk Management
Actuelia helps clients refine their risk appetite and align their development with their strategic investment allocation. Our teams conduct personalized strategic allocation studies and optimal risk transfer studies (reinsurance). These tasks are tailored, considering the solvency and risk appetite of each organization.
5
Regulatory Production and Optimization
Actuelia assists clients in finding solutions to their solvency issues and offers personalized action plans for optimized capital management. Our recommendations (debt issuance, investment allocation changes, use of external or internal reinsurance, intra-group operations, etc.) meet investor expectations while also considering the company's development challenges and solvency constraints.
